BSB
Take the garment of the one who posts security for a stranger; get collateral if it is for a foreigner.
WEB
Take the garment of one who puts up collateral for a stranger; and hold him in pledge for a wayward woman.
KJV
Take his garment that is surety for a stranger: and take a pledge of him for a strange woman.
Matthew Henry
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Verse 16
Proverbs 20:16
Two sorts of persons are here spoken of that are ruining their own estates, and will be beggars shortly, and therefore are not to be trusted with any good security: - 1. Those that will be bound for any body that will ask them, that entangle themselves in rash suretiship to oblige their idle companions; they will break at last, nay, they cannot hold out long; these waste by wholesale. 2. Those that are in league with abandoned women, that treat them, and court them, and keep company with them. They will be beggars in a little time; never give them credit without good pledge. Strange women have strange ways of impoverishing men to enrich themselves.